Effective July 20, 2026

Privacy Policy

LumiNest Digital is individually owned and operated by Zheng Tao. This Privacy Policy explains how we collect, use, disclose, and protect information when you browse the website, create an account, purchase a digital product, request support, or otherwise interact with us.

1. Information we collect

We may collect contact and account details, billing details, order history, download activity, customer-support communications, device and browser information, IP address, cookie identifiers, referral information, and security or fraud-prevention signals. We do not intentionally store complete payment-card numbers; payment information is handled by the selected payment provider.

2. How we use information

We use information to operate the store, process and document orders, provide downloads, communicate about purchases, answer support requests, maintain accounts, prevent fraud and abuse, secure the website, comply with legal and accounting duties, enforce our terms, and understand website performance.

3. Cookies and similar technologies

The website may use essential cookies for shopping-cart, checkout, account, security, and session functions. Hosting, analytics, payment, or security providers may also use cookies or similar technologies according to their own notices and the choices available through your browser.

4. When information is shared

We may share information with service providers that support hosting, ecommerce, payment processing, email delivery, analytics, security, fraud prevention, customer support, and professional services. We may also disclose information to comply with law, protect rights and safety, investigate misuse, or support a business transfer. We do not sell customer payment information.

5. Payment processing

When PayPal or another payment method is selected, that provider receives the information needed to process the transaction and applies its own privacy practices. Review the provider’s privacy notice before completing payment.

6. Retention

We retain information for as long as reasonably necessary for the purposes described above, including order fulfillment, download support, accounting, tax, fraud prevention, dispute resolution, and legal compliance. Retention periods vary by record type and legal requirement.

7. Your choices and rights

Depending on your location, you may have rights to request access, correction, deletion, restriction, portability, or information about certain disclosures. You may also manage cookies through your browser. We may need to verify your identity and may retain information where permitted or required by law.

8. Security and children

We use reasonable administrative and technical safeguards, but no internet system is completely secure. This store is not directed to children under 13, and we do not knowingly collect personal information from children under 13.

9. Changes and contact

We may update this policy to reflect changes in the store, providers, or legal requirements. The effective date above shows the latest revision. Privacy questions and requests may be sent to PatriciaMclaughlin2957@hotmail.com.